Index: D:/workspaces/hibernate-ganymede/hibernateext_tools/src/java/org/hibernate/tool/hbm2x/Cfg2HbmTool.java
===================================================================
--- D:/workspaces/hibernate-ganymede/hibernateext_tools/src/java/org/hibernate/tool/hbm2x/Cfg2HbmTool.java	(revision 16054)
+++ D:/workspaces/hibernate-ganymede/hibernateext_tools/src/java/org/hibernate/tool/hbm2x/Cfg2HbmTool.java	(working copy)
@@ -17,12 +17,10 @@
 import org.hibernate.engine.query.sql.NativeSQLQueryReturn;
 import org.hibernate.engine.query.sql.NativeSQLQueryRootReturn;
 import org.hibernate.mapping.Any;
-import org.hibernate.mapping.Backref;
 import org.hibernate.mapping.Collection;
 import org.hibernate.mapping.Column;
 import org.hibernate.mapping.Component;
 import org.hibernate.mapping.Formula;
-import org.hibernate.mapping.IndexBackref;
 import org.hibernate.mapping.JoinedSubclass;
 import org.hibernate.mapping.ManyToOne;
 import org.hibernate.mapping.OneToMany;
@@ -312,7 +310,7 @@
 	}
 	public String getFetchMode(Property property) {
 		FetchMode fetchMode = property.getValue().getFetchMode();
-		return fetchMode.toString().toLowerCase();
+		return (fetchMode== null) ? null : fetchMode.toString().toLowerCase();
 	}